Vehicle Insurance Renewal Dubai : Comprehensive and third-party car insurance

What is comprehensive Vehicle insurance?

A comprehensive Vehicle insurance is a complete package for your car. Any damages caused due to theft, accident, fire are covered. Along with this, you’re also covered against third-party insurance i.e. damages caused by your vehicle to another party. When your applying for a car insurance policy, remember to check with your vehicle insurance provider if injury and passenger cover forms part of your policy or not.

What does the  comprehensive policy include?

  • Damage to your own vehicle
  • Floodwaters
  • Glass Damages (Windshield)
  • Damages sustained by hitting an animal
  • Fire
  • Vandalism
  • Natural disasters
  • Damage to third-party vehicle

What does the comprehensive policy does not include?

  • General wear and tear of the car
  • Depreciation of your vehicle
  • Damages caused under the influence of alcohol
  • Damage to tires
  • Mechanical or electrical failure

[ for More Info Call + 971 56 1158598]

 

What is third-party Vehicle insurance?

Third Party vehicle Insurance  is the most basic and mandatory form of vehicle insurance as per UAE law. The third party insurance policy is usually cheaper compared to a comprehensive policy and covers damages caused to another party by your car. Third party vehicle insurance cover will not pay for any damages to your own car.

What does the third party insurance policy include?

  • Third-party fire and theft – any damages caused due to accidental fire or theft such as stolen music system or broken windows. (These can be included into your basic third-party car insurance)
  • Death or bodily injury to any third party or person as well as property damage caused by insured vehicle. (These can be included into your basic third-party car insurance)

What does the third party insurance policy does not include?

  • No replacement car option available
  • Injuries caused during an accident
  • Cover for damages to your own vehicle

[ for More Info Call + 971 56 1158598]

Vehicle insurance

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